How To Reserve A Hotel Room Without A Credit Card

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How To Reserve A Hotel Room Without A Credit Card – Usually, every traveler has at least one of them: credit cards. We use them to book flights, rent a car or pay for a hotel stay. But what if you don’t have a credit card or don’t want to use it for some reason? Are there ways to pay for a hotel stay without plastic?

First things first: in many cases getting a room without a credit card won’t be easy. Most hotel brands want you to enter your card number before booking a room. Of course, they have good reasons for this procedure: they want to make sure you show up, and if you don’t, they have the means to charge you for not showing up.

How To Reserve A Hotel Room Without A Credit Card

How To Reserve A Hotel Room Without A Credit Card

Even if you have managed to book a room, you may face problems when you arrive and want to check in. A deposit is required to ensure you cover the bill for drinks from the mini bar or for security in case something is damaged in your room.

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So let’s face it, it can be tricky. However, we’d like to show you a few alternative ways to book a hotel room if your credit cards aren’t accepted.

They often offer a very easy way to avoid using a credit card to pay for your stay: online travel agencies (OTAs for short). Most of them offer at least one additional payment method. We’ve taken a look at three major online booking platforms to see what options you have with them. even lets you filter out hotels that don’t require a credit card. You will find this option under the booking policy, not the payment method.

Until the end of the booking process, all the information you need to provide is your name, email and phone number.

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If you are trying to book a rate that allows you to cancel your reservation without being charged, go to

You can then select one of the payment methods accepted by the hotel and/or In some countries you will see SOFORT banking or direct transfer as additional options.

This global travel agency waited a while to introduce PayPal as a payment method. But today the consumer can choose from credit cards, debit cards and PayPal.

How To Reserve A Hotel Room Without A Credit Card

The process is easy, just search for your desired hotel and let Expedia guide you through the payment process. Credit and debit cards are the default method. But you can switch to PayPal. As you might have guessed

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You can always choose PayPal to settle the bill for your upcoming hotel stay. Pre-paid, non-refundable prices are the standard option. If you choose a rate that allows free cancellation, choose Pay instead of paying the hotel. Almost all establishments accept payment by credit card only.

By the way: It works for all other products and services offered by Expedia, such as rentals, cars and flights. Since the site sells almost everything in the vacation and travel sectors, it’s a great option for people who don’t want to use a credit card.

Technically part of the Expedia network, is one of the largest online hotel room booking websites. It is also an agency that accepts PayPal and in some cases other payment methods in addition to credit cards. offers you payment by credit or debit card, PayPal and – very interestingly – a gift card. Of course, this gift card must also be paid for (again, cash is not an option). But you can have someone else buy the card for you and then book a hotel stay.

Antoni Hotel, Jakarta

If you want to use PayPal, the process is almost the same as already explained. If it’s a free cancellation, select the Pay Now option. Then click on PayPal checkbox. After entering all the required information, will transfer you to PayPal.

There may still be the occasional motel that accepts phone reservations and allows you to pay in cash when you arrive. But this is not the rule. Especially since more major hotel brands usually don’t go that route for bookings, paying by cash is also not that popular.

So you need some form of electronic payment. A credit card is not mandatory, but at least a bank account. This is the basis of almost every solution we can offer you.

How To Reserve A Hotel Room Without A Credit Card

These services are not available in all countries, but they are already widespread. The names may vary, but the system is always the same: it’s actually direct debit accelerated by the service provider. Enter your account information and authorize a debit from your account. The “intermediary” (e.g. Klarna) guarantees the hotel or travel agency a certain amount so that the service can be provided immediately.

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Transferring money directly from your account to the hotel’s bank account is not widespread and available in all countries. But in some cases, you can make the reservation by phone or email and the hotel will send you the bank details and give you the option to pay the price in advance.

This is another option offered by some hotels and OTAs in select countries. Instead of sending money to the hotel or booking platform like you would a bank transfer, you let them debit your account.

Depending on the country you live in, there are different types of debit cards. Sometimes you get a Maestro or VPay card from your bank, and other times the financial institution issues debit cards to its customers in the form of Visa or MasterCard.

Although all debit cards have the same functionality – they allow you to pay only the amount that covers the funds in your bank account – the scope of use is different.

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The primary difference is the number on your card. Visa and MasterCard debit cards use a number that most reservation systems recognize as a standard credit card number. Therefore, you should be able to enter your card number and go through the normal booking process. Of course, you should have sufficient funds in your account at the time of booking.

If your bank does not offer this type of card, you should consider an alternative. For example, TransferVise is a good option. In addition, Revolut offers a debit card with your free account:

If your card isn’t a Visa or MasterCard, you usually can’t book a hotel room with it. Although in most cases you can pay for your stay with these cards when you arrive at the hotel, booking systems usually do not accept cards such as Maestro or VPay.

How To Reserve A Hotel Room Without A Credit Card

In some countries, you can actually top up those cards with cash. This means that using these cards is a way to pay for your hotel even without a bank account!

Sandman Hotel Group

Technically, these are also debit cards, but you don’t need an issuing bank or any kind of credit check. Also, there is no real connection to you as an individual, so these prepaid cards offer greater privacy than regular credit cards.

If you can’t or don’t want to use a plastic card to pay for your hotel stay, this method is really your friend: PayPal. Today, there are few OTAs that accept PayPal as a payment method. As the payment service allows you to enter your bank account in addition to or instead of a credit card, it offers the best and easiest way to book a hotel.

The list of travel agencies partnering with PayPal is already huge and is getting longer every day. We mentioned a few examples at the beginning of the article, but we’re sure you can find more.

If the hotel you want to stay at doesn’t offer any payment options other than credit card, it’s worth contacting them. Call or email them explaining that you would like to stay with them, but would like to pay by direct deposit or use another payment method. Small hotels in particular are often fine if you pay in advance without a credit card.

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But even big brands show flexibility in many cases and come up with solutions to ensure booking without credit card.

It is not impossible to book a hotel room without using a credit card. If for whatever reason you don’t have or don’t use plastic, there are a few options to choose from.

But don’t be fooled: Whether you manage to book your hotel stay through PayPal, direct deposit, or something else, you’re bound to face problems checking in. Almost all hotels require a deposit before handing over the keys

How To Reserve A Hotel Room Without A Credit Card

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