Can You Pay For Hotel With Cash – In most cases, you can book a hotel room without a credit card using a debit card. Many hotel chains also accept prepaid cards, although this is done at check-in or check-out rather than at the time of booking.
Generally, you cannot make hotel reservations with cash, a personal check, or a money order. These payment options are usually reserved for paying your final bill, as hotels typically require a payment card to secure your reservation and often require a deposit onto this card.
Can You Pay For Hotel With Cash
See below for more information on your payment options when booking a hotel room, including details on the policies of the top 10 hotel chains in the US.
Debit Card Vs. Credit Card: What’s The Difference?
Note: The information in this table comes from hotel websites and customer service representatives. Offer information was recorded at the time of publication and is subject to change.
Hotels make it easy to book hotel rooms with a credit card because credit cards make it easy for a hotel to save money on a deposit. This deposit, which is credited to your payment account as a hold, is typically several hundred dollars more than the daily rate for your room. Often, the deposit includes the total cost of the room for the number of nights you plan to stay, plus taxes and “extras” that cover room service, the minibar, on-demand movies, and any damage to the hotel room.
Debit cards allow for easy storage provided there are sufficient funds in the underlying account. However, payment methods such as cash cannot be used in the same way.
In some hotels you can book a room without any payment card. They will instead request a “courtesy hold” which eliminates the obligation to pay a deposit at the time of booking, even if the hotel has rooms available for you by the day of your arrival. Some hotels may automatically hold your reservation as a courtesy. This is especially beneficial considering that many hotels have more generous payment policies than transactions that are processed at the time of booking. However, courtesy holds are becoming rarer and many hotels will not allow you to make a booking without presenting a card immediately.
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Although larger hotels are more likely to accept a debit or prepaid card than a credit card, they are less likely to accept cash, a personal check, or a money order at the time of booking. However, at smaller, independent hotels, you may have better luck booking with these payment methods. Also note that in most major hotels, even if you book with a card, you usually don’t have to make the final payment with a card.
To avoid surprises when traveling, it is best to check with the hotel where you plan to stay. Ask about their payment policies — including the types of payment methods they accept — as well as their cancellation and refund policies. The more you know in advance, the smoother your trip will be.
If you use a different form of payment to settle your final bill than the one used to reserve your room, the block may remain on your card for up to 31 days. Try to book and pay with the same card to ensure the reservation is released within 24-72 hours.
If for some reason you don’t have a credit card, certain booking sites allow you to use your PayPal account to reserve a hotel room. Some of these sites are Expedia.com, Hotwire.com and Hotels.com. In this case, be sure to check with your preferred hotel to see what type of payment is required at check-in for incidentals.
Debit Cards Frequently Asked Questions
A credit card should still be your preferred payment method for hotel bookings. This is due to the different effect of holds on credit and debit-based payment instruments. As you approach your credit limit, you may need to consider blocking your credit card. However, a block on your debit card freezes the actual balance in your checking account, reducing the amount of cash you can use until you pay your bill or your bank lifts the block. In addition, credit cards offer better fraud protection than debit cards.
All major networks accepted. Full subsistence prepayment required for special event dates (refund depends on location)
Only Visa/Mastercard accepted. For special event dates, prepayment of all accommodation costs is required (refund depends on location). Some locations require a credit card to cover the event.
Varies by location. Free cancellation within a specified period of 72 to 24 hours before check-in or on the day of check-in, depending on your location. All cancellations after the deadline are subject to a fee, which varies by location.
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Business checks are accepted two weeks prior to arrival and for single rooms only. A credit/debit/prepaid card must be used to book the room. The location must be agreed at the time of booking.
Policies vary by location. Most locations have the flexibility to change or cancel reservations up to 24 hours prior to arrival date. Otherwise the first night + taxes will be charged.
Depending on the type of booking, a deposit may be required for the first night or collected at check-in only. Some locations do not refund the reservation/deposit if the reservation is cancelled.
Policies vary by location. Without a credit or debit card reservation, the room is usually held for 24 hours. Must arrive or call location with payment information before goodwill can be lifted.
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Policies vary by location. Generally, if you do not show up and have a credit or debit card reservation, you will be charged a no-show fee plus tax for the first night’s stay. If you cancel a reservation less than 24 hours prior to check-in, you will be charged the first night’s room and tax.
Policies vary by location. Upon reservation, some rooms are guaranteed until 4:00 p.m. on the day of arrival.
Free cancellation up to 24-48 hours before arrival, depending on location. Otherwise the first night + taxes will be charged. You must arrive late at the hotel at the time of booking to avoid charges.
When making a reservation with a credit or debit card, the room is guaranteed. Goodwill policies vary by location. Must arrive or call location with payment information before goodwill can be lifted.
Use Points For Hotel Bookings
Policies vary by location. Cancellations must generally be made at least 24 hours prior to check-in to avoid first night charges.
Policies vary by location. Free cancellation within a certain period, depending on the hotel, within 24-48 hours before check-in or on the day of check-in. Penalties for cancellations after this point vary by venue.
Policies vary by location. Generally, if you don’t show up and make a reservation with a credit or debit card, you will be charged a first night’s no-show fee and tax. If you cancel a reservation less than 24 hours prior to check-in, you will be charged the first night’s room and tax.
Note: The information in the table above comes from hotel websites and customer service representatives. It is correct at the time of publication.
Vip Hotel, Gwangju
The best hotel credit card with no annual fee is the Hilton Honors American Express Card as it offers 3-7 points per US dollar spent. The Hilton Credit Card also allows you to earn an introductory bonus of 80,000 Hilton Honors Bonus Points after spending $1,000 in the first 3 months. Also, this card has a 0% foreign transaction fee in addition to a $0 annual fee.
Hotel credit cards with no annual fees can save you hundreds of dollars a year. When you’re charged an annual fee, you essentially pay for all the benefits and rewards on the card. In general, the higher the annual fee, the more benefits the card offers. However, many hotel cards offer significant benefits with no annual fee.
Finally, if you don’t want to be tied to a specific hotel brand, consider a general travel credit card with no annual fee. This way you can earn great rewards on all travel expenses.
One of the simplest hotel credit cards available is the Capital One QuicksilverOne Cash Rewards Credit Card. You can qualify for this card with a limited balance and receive 1.5% cashback (or 5% cashback if you book through Capital One Travel) when you use it Use credit card for hotel purchases. There is also an annual fee of $39.
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Some other good options include the Petal® 2 Visa® credit card and the Bank of America® Customized Cash Rewards Secured Credit Card.
If Hotwire charges my debit card at the time of booking. Why do I need a credit card at check-in? And what if you only have a direct debit?
You can use one on Priceline, they have the lowest prices now and pay-layer prices, but the hotel will likely keep the entire stay until you check out or charge you at check-in.
No hotel requires a deposit when booking and paying online
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